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An unfinished basement featuring a grey forced-air furnace with metal ductwork, concrete block walls, exposed wooden joists, and a single hanging bare bulb.

Furnace vs Boiler in Montgomery County, Ohio

When a furnace makes sense

A furnace makes sense if your home already has ductwork, since the same ducts can carry cooled air in summer once you add central air. It's also the natural pick if you're replacing a furnace that's already there, especially with most homes in this region set up to burn gas for heat. Nights averaging 24 degrees through the winter call for equipment that keeps up, and a furnace does that through the same ducts you already have.

When a boiler makes sense

A boiler makes sense if your home already has radiators or in-floor piping for it to run through. It costs about 5% less to run on gas here than a furnace, and that difference adds up over eight months of heating. Keep in mind it only heats, so summer cooling would need to come from a separate system.

When a furnace makes sense

A furnace makes sense if your home already has ductwork, since the same ducts can carry cooled air in summer once you add central air. It's also the natural pick if you're replacing a furnace that's already there, especially with most homes in this region set up to burn gas for heat. Nights averaging 24 degrees through the winter call for equipment that keeps up, and a furnace does that through the same ducts you already have.

When a boiler makes sense

A boiler makes sense if your home already has radiators or in-floor piping for it to run through. It costs about 5% less to run on gas here than a furnace, and that difference adds up over eight months of heating. Keep in mind it only heats, so summer cooling would need to come from a separate system.

A gas furnace with sheet-metal ductwork and PVC pipes installed in an unfinished basement.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray residential boiler with brass pipe connections and pressure gauges installed in an unfinished stone-walled basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Montgomery County.

In the Great Lakes states, 78.8% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Ohio prices
24°Faverage winter low
63%of homes here heat with gas

If your home already has radiators or in-floor piping instead of ductwork, a boiler still makes more sense than adding ducts for a furnace.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Great Lakes states that heat with one78.8%7.7%
Handles a 24°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

A furnace makes sense if your home already has ductwork, since the same ducts can carry cooled air in summer once you add central air. It's also the natural pick if you're replacing a furnace that's already there, especially with most homes in this region set up to burn gas for heat. Nights averaging 24 degrees through the winter call for equipment that keeps up, and a furnace does that through the same ducts you already have.

When a boiler makes sense

A boiler makes sense if your home already has radiators or in-floor piping for it to run through. It costs about 5% less to run on gas here than a furnace, and that difference adds up over eight months of heating. Keep in mind it only heats, so summer cooling would need to come from a separate system.

A Montgomery County contractor will price both against your own house, your ductwork and your panel.

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