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An outdoor HVAC condenser unit on a concrete pad in front of a single-story house with gray siding and a shingle roof.

Heat pump vs Furnace in Franklin County, Ohio

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you're set on getting off gas. Look at a cold-climate model, since your winter nights average 24°F and a standard heat pump loses heating power at those temperatures. Expect to pay more to heat with electricity here than your neighbors pay for gas.

When a furnace makes sense

For most homes here, a furnace is the safer bet. Gas runs at least 20% cheaper than a heat pump at Ohio's prices, and with 8 months of heating a year that difference adds up. It also won't struggle on the coldest nights the way a standard heat pump does. You'll still need a separate air conditioner for summer.

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you're set on getting off gas. Look at a cold-climate model, since your winter nights average 24°F and a standard heat pump loses heating power at those temperatures. Expect to pay more to heat with electricity here than your neighbors pay for gas.

When a furnace makes sense

For most homes here, a furnace is the safer bet. Gas runs at least 20% cheaper than a heat pump at Ohio's prices, and with 8 months of heating a year that difference adds up. It also won't struggle on the coldest nights the way a standard heat pump does. You'll still need a separate air conditioner for summer.

A grey heat pump outdoor unit mounted on a concrete pad against the exterior wall of a house with grey siding and stone veneer.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished concrete basement containing a gas furnace with sheet-metal ductwork, utility shelving, and exposed overhead joists.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Franklin County.

Gas heat costs at least 20% less than a heat pump here, and most of your neighbors already heat with gas.

At least 20% lessto heat with natural gas than with a heat pump, at Ohio prices
24°Faverage winter low
67%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump will still heat it through those 24°F nights without that added cost.

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Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 20% less to run
What it doesHeats and coolsHeats only
Homes in the Great Lakes states that heat with one3.4%78.8%
Handles a 24°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you're set on getting off gas. Look at a cold-climate model, since your winter nights average 24°F and a standard heat pump loses heating power at those temperatures. Expect to pay more to heat with electricity here than your neighbors pay for gas.

When a furnace makes sense

For most homes here, a furnace is the safer bet. Gas runs at least 20% cheaper than a heat pump at Ohio's prices, and with 8 months of heating a year that difference adds up. It also won't struggle on the coldest nights the way a standard heat pump does. You'll still need a separate air conditioner for summer.

A Franklin County contractor will price both against your own house, your ductwork and your panel.

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