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An outdoor air conditioning condenser unit mounted on a concrete pad in front of a single-story suburban house.

Heat pump vs Furnace in Lorain County, Ohio

When a heat pump makes sense

A heat pump makes sense if you want one system that both heats and cools your home. Choose a cold-climate model. Winter nights here average 23°F, and a standard heat pump loses heating power in that kind of cold while a cold-climate model is built for it. You'll pay more to run it than a furnace, since gas heat costs at least 20% less here at Ohio prices.

When a furnace makes sense

A furnace suits your home if you already have gas service and want the lower running cost. Your winters here call for heat about 8 months a year, with nights averaging 23°F, and gas heat costs at least 20% less than a heat pump at Ohio prices over a season that long. A furnace only heats, so you'll need a separate air conditioner for summer.

When a heat pump makes sense

A heat pump makes sense if you want one system that both heats and cools your home. Choose a cold-climate model. Winter nights here average 23°F, and a standard heat pump loses heating power in that kind of cold while a cold-climate model is built for it. You'll pay more to run it than a furnace, since gas heat costs at least 20% less here at Ohio prices.

When a furnace makes sense

A furnace suits your home if you already have gas service and want the lower running cost. Your winters here call for heat about 8 months a year, with nights averaging 23°F, and gas heat costs at least 20% less than a heat pump at Ohio prices over a season that long. A furnace only heats, so you'll need a separate air conditioner for summer.

An outdoor heat pump unit mounted on a concrete pad in front of a single-story suburban house with beige siding.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray forced-air furnace with ductwork stands in an unfinished concrete basement surrounded by storage items and clutter.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Lorain County.

Gas heat runs at least 20% cheaper here than a heat pump, and with winter nights averaging 23°F, that adds up fast.

At least 20% lessto heat with natural gas than with a heat pump, at Ohio prices
23°Faverage winter low
77%of homes here heat with gas

If your home has no gas line to begin with, a cold-climate heat pump is still worth a look, since you'd need one for cooling anyway.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 20% less to run
What it doesHeats and coolsHeats only
Homes in the Great Lakes states that heat with one3.4%78.8%
Handles a 23°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want one system that both heats and cools your home. Choose a cold-climate model. Winter nights here average 23°F, and a standard heat pump loses heating power in that kind of cold while a cold-climate model is built for it. You'll pay more to run it than a furnace, since gas heat costs at least 20% less here at Ohio prices.

When a furnace makes sense

A furnace suits your home if you already have gas service and want the lower running cost. Your winters here call for heat about 8 months a year, with nights averaging 23°F, and gas heat costs at least 20% less than a heat pump at Ohio prices over a season that long. A furnace only heats, so you'll need a separate air conditioner for summer.

A Lorain County contractor will price both against your own house, your ductwork and your panel.

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